4/1/2023 0 Comments Flickr annual fee![]() You should also consider if you even care about the perks being offered. "Once you feel convinced you can handle credit responsibly, then you can look for cards with additional perks." "If you're just getting started with your credit journey and you aren't confident that you can use credit responsibly, start out with a standard secured card or a student card to get into the habit of being a responsible credit user first," said Tara Falcone, a Certified Financial Planner and the founder of the financial literacy program ReisUp. Doing all this work to take full advantage of the card's perks may feel overwhelming in and of itself. ![]() Plus, you'll need to take extra steps to make sure any insurance perks or subscription discounts are activated. ![]() With rewards cards, you'll need to follow the issuer's steps to maximize your point redemption, which can sometimes be complicated. Some cards with more perks and higher annual fees may have many moving parts that include more than just paying your bill on time each month.ĭepending on the card you choose, you might have to spend in certain categories to receive bonus points. How confident are you with managing the credit cards you already have?įirst and foremost, honestly ask yourself if you are a responsible and confident credit card user. ![]() ![]() Here are some questions to ask yourself to figure it out if the annual fee is worth the expense: 1. The annual fee can very well be worth it for some people, but not for others. This basket of benefits will cost you $95 per year. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |